Accessing GTBank Soft (Quick) Loan Credit – See how to APPLY

Do you require a GTBank loan? Or are you looking for a GTBank loan code? Loan code for GTbank/quick loan code

GTBank, or Guaranty  Trust Bank PLC, is one of Nigeria’s best multinational financial institutions and top leaders in banking services. Online/internet banking, retail, and cooperative banking, loan services, asset management services, and investment banking are among the services provided by the bank.

While the bank has continued to extend and refresh its service portfolio, its lending services have received a lot of attention.

GTbank is one of the few traditional banks that offer consumers low-interest loans. Customers can take advantage of loans with lower-than-average interest rates and a longer-than-normal repayment period with this option. Customers with a low income will benefit from this form of financing. Customers can apply for a soft loan using Gtbank’s QUICKCREDIT lending program.

Gtbank Quick credit provides a soft lending solution that is ideal for salaried employees and self-employed business owners. The service comes with a 6- to 12-month grace period and a lower-than-average market interest rate. This service allows interested and eligible account members to receive a loan quickly and pay in equal monthly installments.

Borrowers may acquire cash on credit quickly for amounts ranging from 500000 to 5,000,000 Naira (500000 – 5,000,000), with a monthly interest rate of 1.33 percent and no hidden or subtle fees. The smallest loan amount available through this service is 10,000 naira, with a maximum loan amount of 500,000 naira for non-salaried individuals and 5,000,000 naira for salaried individuals.

Even if applicants have existing debts with other Remita banks, the rapid credit service is designed to allow them to receive its loans.

Applicants will be able to benefit from swift credit;

1. Access to cash up to the loan’s value of $5,000,000.
2. Loan payments are spread out over a long period of time (6 to 12 months).
3. At 1.33 percent, the interest rate is quite low.
4. Following a successful application, your loan will be reinstated immediately.
5. There are no hidden fees.

• A customer requesting a rapid credit loan must make a minimum monthly deposit of 200,000 Naira or receive a monthly wage of at least 10,000 Naira.
• He or she must also have a spotless record when it comes to cheque difficulties since requests from accounts with bounced checks will be turned down.
• It is also necessary for the consumer to have good credit and to have no or no longer have any financial commitments in his account records.
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• Applicants who are under the age of 18 at the time of application or who are beyond the age of 59 at the time of maturity will not be eligible for loans.

• Customers who are eligible can apply for a rapid credit loan by dialing the GTbank loan code/quick loan code *737*51*51# or by using the GTbank loan code/quick loan code *737*51*51#.
• Loan requests may also be submitted online using GTworld, Habari App, internet banking, and the GTbank mobile app, among other GTbank mobile banking platforms.

1. The applicant must agree to pay the capital and interest in equal monthly payments over a period of 6 to 12 months.
2. Applicants who want to get a loan must be willing to give the bank permission to debit the required monthly loan amount from their account when it’s due or to give the payroll provider permission to debit the loan amount to be paid monthly before crediting their account.
3. The bank retains the authority to transfer a defaulting borrower’s account (one who has failed to meet his monthly obligations) to a third-party organization or agency to assist in the collection of any outstanding debt. In addition, if the default is caused by a loss of employment, the bank must transfer the borrower’s account to his insurance company in order to recover the obligation.

Small enterprises can also make use of quick credit options. The service is aimed at organizations that require operating funds on a daily basis, with the healthcare and educational sectors showing particular interest.

The minimum loan amount for this service is 250,000 naira, with a maximum loan amount of 10,000,000 Naira, according to terms and restrictions.

The asking account, however, must have been open for at least six months to be eligible for the loan.

To apply for the quick credit business loan, follow the
same process as outlined for the personal quick credit loan above and
select a business account instead of ‘personal.’